Home Insurance Costs Are Rising: What Buyers Should Plan For

If you’re shopping for a home—or planning to buy in the near future—you’ve probably noticed that monthly costs go beyond just the mortgage. One expense that’s quietly increasing nationwide? Homeowners insurance. Understanding why insurance costs are rising and how to plan for them can help you avoid

Baltimore Metro Housing Market Report –November 2025

Housing Market Trends Sales down sharply in November in the Baltimore metro area. Even as mortgage rates fell to a 13-month low, buyers in the Baltimore region are holding back. In November, there were 2,242 closed sales across the metro area, which was down 9.1% compared to last November. Sales wer

What a Government Shutdown Really Means for the Housing Market

    There’s been a lot of talk lately about how a government shutdown impacts the housing market. You might be wondering: Is it causing everything to grind to a halt? The short answer? No. The housing market doesn’t stop. It keeps moving. Homes are still being bought and sold, contracts are still be

What a Fed Rate Cut Could Mean for Mortgage Rates

  The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? Let’s clear up the confusion. The Fed Doesn’t Directly Set Mortgage Rates Right now, all eyes are on the Fed. Most economists expect they’l