What a Fed Rate Cut Could Mean for Mortgage Rates

  The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? Let’s clear up the confusion. The Fed Doesn’t Directly Set Mortgage Rates Right now, all eyes are on the Fed. Most economists expect they

Washington, D.C. Metro Housing Market Report – August 2025

  Housing Market Trends Opportunistic buyers are taking advantage of lower rates, more inventory in the Washington, D.C. area market. In August, there were 4,264 closed sales across the region, which was 2.0% lower than a year ago. However, buyers were active in August, putting contracts on 4,217 h

Baltimore Metro Housing Market Report –August 2025

  Housing Market Trends Baltimore area buyers holding back amidst a dearth of new listings. In August, there were 2,788 closed sales across the Baltimore metro area, a slight 0.6% drop from last August. The number of new pending sales in the region was down by 0.7% year-over-year.   Fewer new listi

What Mortgage Delinquencies Tell Us About the Future of Foreclosures

  You may be seeing headlines about how foreclosures are rising. And if that makes you nervous that we’re headed for another crash, here’s what you should know.  According to ATTOM, during the housing crash, over nine million people went through some sort of distressed sale (2007-2011). Last year,