Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers

  If you’re planning to buy a home this year, there’s one expense you can’t afford to overlook: closing costs. Almost every buyer knows they exist, but not that many know exactly what they cover, or how different they can be based on where you’re buying. So, let’s break them down. What Are Closing C

What a Fed Rate Cut Could Mean for Mortgage Rates

  The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? Let’s clear up the confusion. The Fed Doesn’t Directly Set Mortgage Rates Right now, all eyes are on the Fed. Most economists expect they’l

Washington, D.C. Metro Housing Market Report – August 2025

  Housing Market Trends Opportunistic buyers are taking advantage of lower rates, more inventory in the Washington, D.C. area market. In August, there were 4,264 closed sales across the region, which was 2.0% lower than a year ago. However, buyers were active in August, putting contracts on 4,217 ho

Baltimore Metro Housing Market Report –August 2025

  Housing Market Trends Baltimore area buyers holding back amidst a dearth of new listings. In August, there were 2,788 closed sales across the Baltimore metro area, a slight 0.6% drop from last August. The number of new pending sales in the region was down by 0.7% year-over-year.   Fewer new listin